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Why Choose Studioworkers?

Your partner in planning, management, and international support.

We Speak Portuguese and English

Focused on foreign clients and clear communication.

Beyond Accounting

Tax planning and process support.

Paperless Processes

Organized and always accessible documents.

Flexibility

Online or in-person meetings with quick responses.

Management Vision

Financial information to support decision-making.

About Us

Experienced professionals in accounting, tax planning, and international taxation.

Sobre Studioworkers Contabilidade

At Studioworkers, we support clients in Portugal with a comprehensive approach: accounting, tax, tax planning, and guidance on matters that require rigor and clarity — including international taxation and the typical needs of foreigners residing or investing in Portugal.

We work with simple, practical, and transparent methods, ensuring deadlines are met and providing useful information for day-to-day decisions.

We prioritize proximity to the client: we provide digital archives, secure document sharing, and online or in-person meetings, according to your preference. Our goal is for you to have a partner who anticipates your needs, reduces risk, and simplifies financial management — with clear communication and continuous support.

Isabel

Technical Director and Lead Accountant

Isabel leads StudioWorkers Accounting’s technical area and oversees the accuracy, compliance, and strategic direction of all client accounting and tax matters.

With more than 25 years of experience as a Certified Accountant in Portugal, she has worked with both multinational companies and local businesses, building strong expertise in accounting, tax, payroll, and financial operations.

At StudioWorkers Accounting, Isabel works closely with Portuguese and international clients, including foreign residents in Portugal, freelancers, remote workers, investors, and business owners who need reliable support with accounting, tax planning, compliance, and business setup.

Her experience also includes academic teaching in accounting and professional training, bringing a solid technical foundation and a practical approach to each client’s situation.

Isabel holds a PhD in Accounting, a Master’s Degree in Auditing, and specialized training in International Taxation. She is a Certified Accountant (Contabilista Certificada) in Portugal, registered under license #31808.

Navigating Portuguese Personal Income Tax

Residency, Special Regimes, and International Frameworks — A Reference Guide for Professionals and Investors

Tax Residency & Obligations

Are You a Portuguese Tax Resident?

You are considered a tax resident if you spend more than 183 days in Portugal within a 12-month period, or if you have a home indicating an intention to maintain it as a habitual residence.

Obligations Overview

  • Standard Resident: Unlimited Worldwide Obligation. Taxed on all worldwide income at progressive rates.
  • Non-Resident: Limited Real Obligation. Taxed strictly on Portugal-sourced income at flat withholding rates.

Note: The Split Year rule applies. Residency status changes on the exact day of arrival/departure, but a safeguard rule may nullify partial residency if you were a resident in the previous year.

Standard vs. Non-Resident Rules

How basic taxation works.

Standard Residents

Subject to progressive tax rates on worldwide income.

Non-Residents

  • Employment, Pensions, Pro Services: 25% flat withholding
  • Dividends, Interest, Royalties, Real Estate: 28% flat
  • Real Estate Capital Gains: 50% taxed at progressive rates

EU/EEA exceptions: Can opt to be taxed as residents if 90% of income is from PT, gaining access to deductions.

The NHR Legacy Regime

Non-Habitual Resident (RNH) Program

A 10-year regime for qualifying individuals.

Key Benefits

  • Domestic Income: Flat 20% on employment/self-employment from High Value-Added (EVA) activities (e.g., Directors, IT, Engineering).
  • Foreign Income: Exemption method applies to passive income and some self-employment (if taxable in source country).

2024 Transition: Closed for new applicants lacking prior criteria. Exceptions deadline of March 31, 2025, strictly for those who can prove intent (contracts/leases/visas) started before Dec 31, 2023.

The 'Regressar' Program

For Returning Ex-Residents

A program to encourage former residents to return to Portugal.

Program Details

  • 50% Tax Exclusion on employment and professional income.
  • Capped at a maximum of 250,000.
  • Valid for 5 years.

Requires previous residency and absence in specific years. Cannot be combined with the NHR regime. Eligibility criteria varies by return year.

Tax Treaties: Active Income

Double Taxation Treaties (CDTs)

Portugal follows the OECD model. Must submit Model 21-RFI to claim benefits.

Key Rules

  • Employment: Generally taxed where work is physically performed (exception for the 183-day rule).
  • Frontier Workers: Taxed in their country of residence.
  • Private Pensions: Taxed in the country of residence.
  • Public Pensions: Taxed by the paying country.

Tax Treaties: Passive Income

Handling Dividends, Interest, and Capital

Source Tax Limits

  • Dividends: Typically 10–15% source tax
  • Interest: Typically 10–15% source tax
  • Royalties: Typically 5–12% source tax

Real Estate: Full taxation rights belong to the source country (where the property is located).

The residence country will avoid double taxation by providing tax credits.

Request a Proposal for our Services Schedule

Who We Help

Companies and SMEs

Organized accounting, monthly closures, and tax obligations with precise deadline tracking and clear reporting.

Micro-companies, SMEs, and Startups

Freelancers

Tax support handling VAT, IRS, Social Security, and monthly documentation.

Independent professionals and consultants

Individuals (IRS)

Support with IRS and organization of income/deductions, including validation and monitoring.

Families and residents

Local Accommodation (AL)

Tax monitoring for short-term rentals: billing, expenses, and platform commissions.

AL owners and managers

Intl. Companies in Portugal

Accounting and tax obligations for foreign companies operating in PT. Closures, reporting, VAT.

International companies and groups

Freelancers / Remote

Support for independent workers: tax framework, invoicing, VAT/IRS, and structure.

Consultants, contractors, and remote workers

Real Estate Investors

Tax management for property income, rentals, or AL. Framework planning and deadline tracking.

Owners and investors

Pricing Packages for Freelancers

Clear, transparent monthly packages plus unit pricing for ad-hoc requests.
VAT at the legal rate (23%) is added to all prices.

Essential

25 €/mo

VAT-exempt profile (simplified regime, no VAT returns)

  • Issuing of up to 10 Recibos Verdes/month
  • Email or WhatsApp support

VAT Quarterly

50 €/mo

Quarterly VAT obligations

  • Issuing of up to 10 Recibos Verdes/mo
  • e-Fatura classification (up to 25 docs/mo)
  • Quarterly VAT return (1/quarter)
  • Email or WhatsApp support

VAT Plus

75 €/mo

Quarterly VAT obligations (higher volume)

  • Issuing of up to 20 Recibos Verdes/mo
  • e-Fatura classification (up to 50 docs/mo)
  • Quarterly VAT return (1/quarter)
  • Email or WhatsApp support
RECOMMENDED

Premium

100 €/mo

Monthly VAT + EU obligations (when applicable)

  • Issuing of up to 30 Recibos Verdes/mo
  • e-Fatura classification (up to 100 docs/mo)
  • Monthly/Quarterly VAT return
  • VIES / Intrastat returns (if applicable)
  • Email/WhatsApp support + Priority responses

Unit Pricing / Ad-hoc Services

Service Frequency / Unit Price () Notes
Submission of Model 3 without attachments Annual 50 € Basic IRS declaration
Submission of Model 3 (Cat. B) Annual 150 - 250 € Varies by complexity/attachments
Preparation and Registration of E-Fatura Per batch 50 € Up to 50 documents
Social security (NISS) communications Per communication 25 € Declarations/updates
Annual IES declaration Annual 100 € Mandatory for organized accounting
Open/Close/Change of Activity Start Per event 50 € With Tax Authority
Process the IFIC request Per request 100 € Preparation and Submission
Activity change Statement Per request 25 € CAE, IBAN, IVA, etc
Processing the tax resident application Per request 100 € One change request per entity

Ready to start?

Tell us what you need and we will reply within 1 business day.

Tell us: type of activity, start date, tax residency, foreign income, and what you need (accounting, IRS, VAT, AL, etc.).